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Easy Money Loans at ATC Income Tax – Your Quick Financial Solution

The start of the new year is a new chapter of life to look forward to, but it can be a challenge. The first month is always the most hectic; you are just done with the festivities of Christmas and New Year and have to immediately get down to the grueling process of filing taxes.

So, with the start of the New Year, you’re more likely short on funds and facing the challenge of doing taxes alone. But did you know there is a way to catch two fish with one hook? That is with our “Easy Money” tax return loan services.

Our tax service in Atlanta is the solution through which you can seamlessly deal with tax filing while, along the way, also getting some extra funds into your account. But is it safe? How much can you get? What are the terms? If you have questions like these spinning in your head, Don’t worry! Simply follow this comprehensive guide to understand our tax refund advance and how it helps. We want to ensure complete transparency. Hence, this blog will be your complete answer. So, without further ado, let’s learn more about tax return loans and how to get one with ATC Income Tax.


What Are Easy Money Loans?

First, Let’s answer your main question about Easy Money Loans- what exactly are they? To put it simply, they are a type of tax return loan. These are types of loans that are a bit different than traditional loans. The difference comes from the fact that these loans are paid based on tax returns, and the money lent isn’t exactly paid back to the lender. It sounds a little confusing, but let’s understand tax returns first to make more sense.

Every year, the US government requires its citizens to file taxes based on three key factors:

  • Age
  • Filing Status
  • Gross Income

You can learn more about tax filing here or consult a professional tax preparer. All US permanent residents are required to pay their taxes and file them. If you are employed, the employer does it for you by withholding some amount from your paycheck. Around 75% of taxpayers have overpaid their taxes. In this scenario, the government must pay the overpaid amount back to them, which is a tax return

This can be done by applying for a tax return or with a tax preparer (if you need further assistance). However, the tax return procedure is slow and can take about 21 days to process your funds. If you need them quickly, you can opt for tax return loans. They are a quick way to remove some of your expected tax returns before approval. Also referred to as tax refunds advance, tax preparers offer these loans while offering tax filing services.

If you apply for a tax return through them, they will pay the portion of the expected amount through their pockets. You may be asked to form a temporary bank account with them. Once your tax refunds are approved, they will be deposited into the same bank account. The tax preparer will take out the loan amount and service charges (depending on the tax preparer) and offer the remaining sum back to you. This way, you get your tax returns while not having to pay anything extra to get them quicker.

Like other tax preparers, ATC Income Tax in Atlanta also offers tax return loans, or as we call them, “Easy Money Loans.” Through Easy Money Loans, you can get up to $6,000 as tax return loans. Apart from that, for lower amounts (expected refund amount of $2500), you can expect to receive loans on zero interest. In addition, you can get a tax refund advance of up to 75% of the expected tax return if you wish.

 Eligibility Criteria for an Easy Money Loan:

Before applying for an Easy Money Loan, you must ensure you meet the eligibility criteria. Let’s take a look:

a. Who Qualifies for Easy Money Loan:

1. Tax Filing Status:

  • You must be of legal age to avail of a tax return loan.
  • Must be a taxpayer.
  • Applicants may include individuals filing as Single, Head of Household, Married, Widow, or other eligible statuses.

2. Income Threshold:

The income level varies depending on the age and status of the individual. Consider consulting with us or looking at our tax basics to learn what income you can file your tax.

3. Tax Return Complexity:

Depending on the individual status, the tax return complexity may vary. For instance, a married person may face more challenges than a single-status individual.

b. Requirements for Application:

To apply for an Easy Money Loan, here are a few documents you will need to provide the following documents:

1. Valid Identification:

Any form of document that proves your identity. For instance, government-issued photo identification, such as a driver’s license or passport.

2. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN):

You may also be required to provide your SSN. Applicants must provide a valid SSN or ITIN for tax reporting purposes.

3. Proof of Income:

You may also need to show your proof of income. This can be done via W-2 forms, 1099 forms, or any other relevant document the tax preparer asks for.

4. Bank Account Information:

If you wish to have your tax return deposited in your bank account, you must offer the account and routing number.

c. Any Restrictions or Limitations:

While Easy Money Loan provides a convenient option for accessing tax refunds, be advised that tax refunds can have limitations and restrictions. Let’s take a look:

1. Loan Amount Limits:

You can get loans up to $6,000 based on the anticipated tax refunds.

2. Availability Period:

The tax refund advance period is time-critical. January and February are prime times to avail of tax return loans. The deadline for these loans is the same as filing your taxes, which usually ends in April.

3. Tax Refund Delays:

Although the tax return normally gets approved in 21 days, the number may vary depending on the Internal Revenue Service processing timeline.

4. Fees and Interest Rates:

ATC Income Tax Easy Money Loan offers zero interest on lower amounts (expected tax return of $2500 or less). However, a higher amount will be subject to interest. Consult with our professionals about the tax structure before applying for any tax return.

Application Process:

1.  Step-by-Step Guide on How to Apply for Tax Return Loan:

  • Preparation:

Gather all the necessary documents that you need before applying for the loan. This includes the documents discussed above. Having all documents in hand will ensure a seamless process.

  • Get in Touch With Us:

Once your documents are prepared, consider calling or visiting our Decatur, Atlanta, or Milwaukee office. Address us what you need assistance with, and we’ll quickly get started.

  • Online Application:

Also, contact us via our official website; consider visiting our Easy Money Page to learn more about our income tax services.

  • Visit Pre-Qualify Application Page:

Visit the pre-qualification page first before you consider the Easy Money Loan. Here, you can find out whether you qualify for the tax return.

Disclaimer: The information provided on this Pre-Qualify Application page is solely for informational purposes. It does not guarantee approval for a tax return loan. The results obtained through the pre-qualification process are based on the information you provided and serve as an initial assessment of the likelihood of approval.

Pre-qualify Banner

  • Create an Account:

You must provide some basic personal information to set you up for an Easy Money Loan. We’ll use the information to create a temporary account for collecting your tax return.

  • Start the Easy Money Loan Application:

Once done, our experts will proceed with your tax return loan application. Let our experts guide you through tax filing and loan application.

  • Provide Documents:

Provide your crucial documents so we can verify them before sending them over or a tax loan application.

  • Review and Confirm:

Documents must be accurate; otherwise, you could risk rejection. We’ll let you take a good look at them and check them ourselves before sending them. That way, you can rest easy.

  • Agree to Terms and Conditions:

Read and understand our terms and conditions of the Easy Money Loan. Ask right away if you have any queries. We want to ensure complete transparency throughout the process. Agree to the terms before finalizing the application.

  • Submit Application:

We will submit your tax return application for approval once all steps are complete and you are satisfied with the information provided.

  • Confirmation:

Upon successful submission, you’ll receive a confirmation of your application. This may include an application ID or reference number for future inquiries.

2. Online vs. In-person application options:

Online Application

In-Person Application


You can apply for a loan from the comfort of your home.


Face-to-face Assistance:

Our trusted staff members will guide you through the complete process.


24/7 Accessibility:

We are available 24/7 online.

Paper Documentation:

You can submit physical copies if you don’t want to upload sensitive information online.

Faster Processing:

Our online application is quicker than our in-person application. Consider e-filing and availing of our easy money loan service online if time is critical.

Immediate Clarifications:

You can ask us any question or query you have in person.

Document Upload:

Documents can be easily uploaded electronically.

Payment Options:

Discuss payment options and receive funds in person if preferred.

Electronic Signatures:

Electronically sign agreements and submit applications securely.

Personalized Support:

Receive personalized support based on your specific situation.

Final Note:

In the end, consider tax return loans if you’re short on funds during the tax season. They are quick and don’t require any form of payment. If you have overpaid your taxes, you can apply for a tax advance with ATC Income Tax, which provides tax services in Atlanta. We will handle the tax filing process while helping you with your tax refund advance. With us, you’ll be sure to enjoy fund benefits without worry.

Note: Remember, the deadline for filing 2023 tax returns is April 15, 2024 (April 17 for residents of Maine and Massachusetts). Don’t wait until the last minute – contact ATC Income Tax Services in Decatur today and get ahead of the curve!

Disclaimer: The information provided is for general information purposes only and should not be in any way considered financial advice. “Easy Money Loan” is a product of ATC Income tax, and terms and conditions may apply, including eligibility criteria and loan terms.


1. What Are Easy Money Loans, And How Do They Differ From Traditional Loans?

Easy Money Loans, also known as tax return loans, are a type of loan where the borrowed amount is based on the anticipated tax return. Unlike traditional loans, the repayment is linked to the tax return, and the funds are typically repaid once the tax refund is received.

2. How Does The Tax Return Process Work, And Why Do People Consider Tax Return Loans?

The tax return process involves filing taxes based on age, filing status, and gross income. People may consider tax return loans when anticipating a tax refund but need access to funds sooner. Tax return loans provide a way to receive a portion of the expected refund in advance.

3. What Is The Eligibility Criteria For Easy Money Loans At ATC Income Tax?

To qualify for an Easy Money Loan:

  • You must be of legal age.
  • Must have a valid tax filing status (e.g., Single, Head of Household, Married, Widow).
  • Income thresholds vary based on age and filing status.
  • The complexity of the tax return may also affect eligibility.

4. How Much Can I Borrow Through Easy Money Loans At ATC Income Tax?

You can receive up to $6,000 as an Easy Money Loan, depending on your expected tax refund advance. Loans may be offered at zero interest for lower amounts (expected refund of $2500 or less).

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