Everyone wants to start the new year on a good note, but having unexpected expenses when you’re behind a few bills could dampen the mood. In such cases, you need money urgently.
Fortunately, taxpayers can do a few simple things to get extra cash without taking out a chunky loan from the bank. That is, they file their taxes and apply for a tax refund. Tax refunds are the money the International Revenue Service (IRS) pays back if you overpaid your taxes the previous year.
If you e-file your taxes, you can expect a tax refund in around 21 days, but if you can’t wait that long, consider getting a tax refund advance from ATC Income Tax.
If you’re wondering how to get a tax refund in advance, we’re here to help. This simple and comprehensive user guide will provide an overview of “EasyMoney Loan,” our tax advance refund, and how to get one. In addition, it will also uncover the process of e-filing and when to expect your tax refunds.
Tax Refund Advance – The Quickest Way to Get a Tax Refund
Introducing EasyMoney Loan – ATC Income Tax’s Very Own Tax Advance Refund
At ATC Income Tax, we offer our clients EasyMoney Loan. As the name implies, they are simple and quick tax advance loans, and you do not have to do much to get one. Just meet the standard requirements for filing a loan, verify your documents, and obtain a portion of the expected tax refund amount as the loan. Yep, it’s that “Easy.”
Through EasyMoney Loan, you can expect a loan for up to $6,000 in tax refunds. As we offer loans in portions of the tax refund, you can collect 25%, 50%, or 75% of the expected tax refund amount. In addition, once you file through us, you can expect the payment in less than 24 hours upon confirmation.
The Advantage of Getting an EasyMoney Loan
1. Get Your Money Sooner
The IRS processing times can take weeks or even months (if you file your taxes by mail). With an EasyMoney Loan, you can access a portion of your estimated tax refund within one business day of approval. This helps you cover immediate expenses without the wait.
2. Flexible Repayment Options
EasyMoney Loan offers flexible repayment options. The advance amount, plus a small fee, will be deducted from your final tax refund when it arrives from the IRS. This eliminates the stress of managing a separate loan repayment alongside other bills.
3. Avoid Predatory Loan Options
Stuck waiting for your refund and facing unexpected bills? EasyMoney Loans can be a safer alternative to payday loans. We offer lower interest rates and more manageable repayment terms than payday loans, saving you money in the long run.
4. Peace of Mind While You Wait
Waiting for your tax refund can be a headache. An EasyMoney Loan provides peace of mind by giving you access to a portion of your refund sooner. This can help cover essential expenses and avoid late fees or service charges.
5. Maintain Financial Stability
Unexpected expenses can disrupt your budget. An EasyMoney Loan can act as a financial safety net. By accessing a portion of your refund early, you can maintain economic stability and avoid going into debt to cover immediate needs.
How to Get a Tax Refund Advance with ATC Income Tax?
Waiting for your tax refund approval from the IRS can feel like an eternity. Bills pile up, and unexpected expenses can throw your budget off track. Let’s learn how to get a tax refund advance. Here’s a step-by-step guide to get you the money you deserve sooner:
1. Pre-Qualify in Minutes
The first step is to see if you qualify for an EasyMoney Loan. The pre-qualification process is quick and easy. Just head to the pre-qualify application page. Fill in the online form, and our representatives will reach out with an answer. Or, if you want a more direct answer, head to your nearest ATC office. Answer a few simple questions, and we’ll provide a decision within minutes. No long applications or credit checks are required at this stage.
2. Complete the Documents
Once you’re pre-qualified, you’ll be guided through completing the necessary documents. This typically involves submitting basic information and documentation to verify your identity and tax filing status. Documents and information should include your social security number and W-2 forms.
3. Fast Approval Decision
After submitting the required documents, you won’t have to wait long. We’ll review your information quickly to ensure everything is correct and provide you with a fast approval decision. This transparency helps you plan your finances effectively.
4. Early Access to Funds
If your EasyMoney Loan is approved, you’ll receive access to a portion of your estimated tax refund within one business day. This means you cover immediate expenses and avoid financial stress.
Don’t Forget to E-File Your Taxes with ATC Income Tax
What is E-Filing?
E-Filing is a convenient method of electronically submitting your tax return directly to the Internal Revenue Service (IRS). It allows you to efficiently file your taxes online without needing paper forms, saving you time and hassle.
Why is It Used?
This process is commonly used by individuals seeking tax return loans and tax advances or by individuals looking for “How to Get Tax Refund Advance?”, especially in cities like Atlanta, where tax services are in high demand.
By opting for E-Filing, you can expedite the processing of your tax return and potentially receive your refund faster. It’s a straightforward and secure way to fulfill your tax obligations while using modern technology.
Why Should We Consider E-Filing with ATC Income Tax Services?
E-Filing is revolutionizing the way taxpayers file their returns. With a focus on simplicity and efficiency, this service is ideal for individuals with busy schedules.
Here’s why you should consider E-Filing through ATC Income Tax Services located in Decatur, Atlanta, and Milwaukee:
1. Free and Secure
E-Filing is a completely free service offered directly by the IRS. When you file through ATC Income Tax, you benefit from the added layer of security and expertise our team of professionals provides.
2. Simple and Fast
Say goodbye to complicated forms and lengthy filing processes. Our user-friendly platform instructs you through each step, making tax filing a breeze. E-FILING allows you to file your taxes quickly and easily, saving time and effort.
3. Accuracy and Reliability
Accuracy is key when it comes to tax filing. With ATC Income Tax’s tax preparation expertise, you can count on your return to be filed correctly the first time. Our team ensures you take advantage of all eligible deductions and credits, maximizing your potential refund.
4. Direct Filing and Faster Refunds
Skip the paper forms and long wait times. With E-Filing, your return is electronically submitted directly to the IRS, potentially speeding up your refund timeframe. Get your money sooner and enjoy peace of mind knowing your refund is coming.
5. Professional Guidance
While E-Filing simplifies the filing process, our experienced tax professionals are here to provide additional support and guidance. Whether you have questions about deductions, credits, or filing strategies, we’re here to help you confidently navigate the tax landscape.
How It Works – Filing with E-Filing and ATC Income Tax Services
Now that you know the benefits, let’s walk through the filing process step by step:
1. Visit the ATC Income Tax Website
Start by visiting our website at https://www.atcincometax.com/tax-products-and-services/
2. Eligibility Check
Answer a few basic questions to evaluate your eligibility for the pilot program. As long as you primarily have W-2 wage income and Social Security/Railroad Retirement benefits, you may qualify for E-Filing.
3. Gather Your Documents
Before filing, ensure you have all necessary documents, including your W-2s, Social Security statements, and any documentation for eligible credits and deductions.
4. Start Filing
Enter your personal information and income details through our user-friendly online interface. We will guide you through every step to avoid missing any important information.
5. Review and Confirm
Take a moment to carefully review your return for accuracy before electronically submitting it to the IRS. Double-checking your information can help prevent errors and ensure a smooth filing process.
Where Can I Expect My Tax Refund?
Even after filing your taxes, the wait for the IRS to process your return and issue your refund can be frustrating. Here’s what to expect:
1. Tracking Your Refund:
Once everything is filed, you can check the status of your refund using the IRS’s “Where’s My Refund?” tool. This tool allows you to input your Social Security number and refund amount (which can be found on the tax forms you submitted). It’s important to note that you can only start using “Where’s My Refund?” 24 hours after e-filing. The IRS website is updated daily, typically at night.
2. Processing Times:
The IRS cautions that processing times can vary depending on if you filed electronically or by mail or if you’re responding to a notice from them. Generally, you can expect your refund within weeks for e-filed returns and potentially months for mailed returns.
3. Delays and Additional Help:
If it’s been more than 21 days since you e-filed and you haven’t received your refund, or if “Where’s My Refund?” instructs you to do so, you can contact the IRS for help.
4. How ATC Income Tax Can Help
Apart from helping you with how to get a tax refund advance, we can also assist with the tax refund status. We understand waiting for the IRS can be stressful. That’s why, in addition to our Tax Refund Advance program, ATC Income Tax offers a user-friendly tax refund status tool for our EasyMoney Loan clients.
Simple, Fast, and Accurate:
This tool allows you to easily check the tax refund status by providing some basic information. It’s a quick and reliable way to stay informed about your refund progress.
What’s the Best Way to Spend Your Refund?
Finally, your tax refund has arrived! It can be tempting to treat yourself, but here are some financially-savvy ways to make the most of your windfall:
1. Conquer High-Interest Debt
Struggling with credit card debt? Put your refund towards paying it down or eliminating it. This saves you money on interest charges and can even improve your credit score, leading to better loan rates in the future.
2. Jumpstart Your Savings Goals
Is there a specific saving goal you’ve been working towards? A home down payment, a new car, or an emergency fund? Your refund can be a big boost to reach those goals faster.
3. Grow Your Emergency Fund
Life throws curveballs. Having a safety net with an emergency fund can help you weather unexpected expenses. Consider a high-yield savings account for your emergency fund. These accounts offer easy access to your cash while providing a higher return than traditional savings accounts.
4. Invest for the Future
Thinking long term? Retirement or your child’s education? Use your refund to invest in a retirement account or a college savings plan. Investing in your refund allows your money to grow over time, helping you achieve those long-term goals.
Final Note
In conclusion, waiting for your tax refund from the IRS can be stressful. We hope this user guide has empowered you to take charge of your tax situation and get the money you deserve sooner. With ATC Income Tax, you have a two-pronged approach to maximize your tax benefit. Our user-friendly E-Filing service streamlines the filing process, potentially leading to a faster refund from the IRS.
Additionally, you can bridge the gap with our EasyMoney Loan. This tax refund advance product allows you to access a portion of your estimated tax refund within one business day of approval. This can be a lifesaver for covering unexpected expenses while you wait for your official IRS refund. By learning how to get a tax refund advance and leveraging ATC Income Tax’s services, you can confidently navigate tax season and get the most out of your tax return.
FAQs
What is a tax refund advance?
A tax refund advance is a short-term loan that allows you to access a tax refund portion early. It’s essentially borrowing against your tax return.
How can a tax refund advance help me?
A tax refund advance can help you cover unexpected expenses or bridge the gap until you receive your official IRS refund. This can be helpful if you’re facing bills or other financial obligations.
Is getting a tax refund advance a good idea?
It depends on your circumstances. While it can provide access to cash, tax refund advances typically come with fees and interest. Consider it only if absolutely necessary and explore all other options first.
What is the EasyMoney Loan offered by ATC Income Tax?
EasyMoney Loan is ATC Income Tax’s specific tax refund advance product. It allows you to borrow up to 6,000 USD in portions of your expected tax refund.
